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Items needed for loan application

The following documents are required for most CalPERS home loans, including various CalPERS loan programs.

STATE EMPLOYEE'S WELCOME

Most recent paystubs

Covering at least 30 days is essential for those exploring CalPERS home loans, as it ensures a thorough understanding of the CalPERS loan options available to you and the various CalPERS loans that can meet your financial needs.

W-2s

For the past two years, many individuals have been exploring CalPERS home loans as a viable option. The CalPERS loan program has gained popularity among those seeking financial assistance, resulting in an increased interest in CalPERS loans overall.

Tax Returns

If you are self-employed and are considering CalPERS home loans, you will need to provide the past two years of your Federal Tax Return to qualify for a CalPERS loan. Understanding the requirements for CalPERS loans is essential for a smooth application process.


Assets

Bank Statements

Covering the last two months, all pages related to CalPERS home loans and all CalPERS loan accounts.

Stocks/Retirement

Statement covering the most recent quarter regarding CalPERS home loans and CalPERS loans.

Credit items

We will obtain this information from your credit report for CalPERS home loans. However, the lender will require a copy of your most recent mortgage statements (for all homes) and the Declaration Page for insurance and tax bills when applying for CalPERS loans.

You can fax this to our secure fax server 661-215-5767 or email to info@calstatehomeloans.com

Equal Housing Opportunity

Equal Housing Opportunity

Equal Housing Opportunity

Anti- Sexual Harassment

Equal Housing Opportunity

Equal Housing Opportunity

Reach out to HUD if this happens to you. 

CalPERS logo with a blue triangle and radiating lines.

CalPers Lender

Equal Housing Opportunity

CalPers Lender

Our lender's underwrite to  the specifics of CalPers employees. Many will offer CalPers Incentives!  

Copyright © 2024 Cal State Home Loans - All Rights Reserved. equal housing lender. Private company not officially endorsed by any state representative.  Photo credit alexandermills Unsplash  Vandalay Enterprises, INC nmls 2123193

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